Kumuni is a mobile-first platform that bridges the gap between LGU services, community commerce, and personal finance—all in one app. One account. Every service your local community needs. Built for the Filipino household, not just the individual.
Accessing government services and managing money in the Philippines means navigating disconnected counters, separate apps, and long queues. A solo parent applying for financial assistance. A market vendor trying to go cashless. A lola needing her cedula. Each has to go somewhere different. Kumuni was designed to change that.
Each operating in silos. No single platform connects residents to their local government.
Without access to integrated digital services tailored to community-level needs.
The opportunity: build something that finally feels like it was made for your community.
The design challenge wasn't about organizing features. It was about making financial infrastructure feel approachable to everyday Filipinos—lolas, market vendors, tricycle drivers, and first-time smartphone users alike. Every screen had to earn their confidence.
Residents shouldn't have to learn new patterns. Every interaction mirrors familiar behaviors—no jargon, no novelty for novelty's sake.
Filipino families share finances across generations. The platform was designed for the entire household, not just the individual account holder.
Barangay-level services and modern financial tools live side by side—without friction, without switching apps, without explanation.
The home screen adapts to your verification status. Unverified residents see a clear invitation to activate. Fully verified members see their balance, quick actions, and LGU services—all in a single glance.
Cash In, Send, Transfer, and Transaction history are always one tap away. The design language is deliberately restrained—familiar, not flashy.
Eight government touchpoints—from Cedula to Ayuda Online—now accessible without lines, counters, or printed forms. This wasn't digitization. It was rethinking what a barangay hall could be.
Medical Assistance, Financial Assistance, Educational Assistance, PWD ID, Solo Parent ID—services that once required multiple visits, now handled in minutes.
The Kumuni Marketplace puts neighborhood businesses on the map. Nearby shops, service providers, and sari-sari stores—discoverable, accessible, and cashless-ready.
Vendors can list their shop in minutes. Residents discover what's close—filtered by category, distance, and rating. Community commerce, finally formalized.
Filipino households share finances across generations—allowances, remittances, emergency funds. Kumuni's Family Member feature reflects how money actually moves in Filipino life, not how fintech books say it should.
Link up to four family members—spouse, children, parents—under one account. One household, one platform, every member connected.
The Kumuni Debit Card extends the digital wallet into the physical world. Linked to BancNet ATMs nationwide, it's the bridge between community finance and everyday commerce.
LGU touchpoints brought into a single, accessible mobile platform—no counter required.
Bank, card, GCash, Maya, and QR—every way residents top up, covered.
Wallet, marketplace, government services, family finance—unified under Kumuni.
The Kumuni product has been temporarily archived. The team has pivoted to a new project, currently in progress. We hope to update you soon.